In lieu of having multiple bank card expenditures along with other accounts to pay, usually with very large fascination prices, credit card debt consolidation lowers These particular person debts into an individual payment each month.
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Chapter thirteen: Also referred to as a reorganization bankruptcy. Chapter thirteen involves the development of a three to 5-yr payment plan to repay your debts. If you adjust to your repayment approach, you have to be permitted to keep your house and discharge the debt.
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